State Pension provision alone is clearly not sufficient for most people to enjoy a long and happy retirement. Whether you are saving for your retirement or approaching retirement it has never been more important to get professional advice on the complex array of options available to you. Contact Howarth Financial for advice if you have any concerns about your pension arrangements. We can give you expert suggestions for choosing and implementing an adequate and affordable pension strategy.

• Obtain a forecast of your state or private pension
• Understanding what the new Pension Freedoms mean for you.
• Explore the incredibly vast range of options now available at retirement
• Decide if you are saving enough for your retirement income
• Are annuities right for you?
• Are you eligible for an enhanced annuity?
• What would happen to my pension if I die?

• Private and personal pensions
• Income drawdown
• Flexible Access Income Drawdown
• Self Invested Personal Pensions Plans (SIPPs)
• Company pension schemes
• Retirement income and annuity options
• State pensions
• Death benefits and life assurance
• Taxation of pensions

12 Highview Avenue South

Patcham

Brighton

BN1 8WQ

We would welcome a discussion with you to find out if we are able to assist you with your investment, pension, retirement, protection or mortgage requirements. 

Contact us for a brief, informal chat to see if we are able to work with you.