Investments • Pensions • Mortgages • Protection
Investments • Pensions • Mortgages • Protection

James Howarth

James has over 30 years experience in all aspects of investment and personal financial planning. We are a small family run business who put our clients first and provide a very specialised, personal and face to face advice service.


We believe passionately in the value of advice to our clients and we endeavour to keep our costs and overheads to a minimum so that we can provide a good value service to our loyal clients with whom we have dealt with over the years.


James began working in the financial advice business in 1986 as a mortgage underwriter and in 1989 as an Independent Financial Adviser which he has remained ever since. He has a vast amount of experience and knowledge in dealing with individuals and understanding their needs and requirements.

James Howarth DipPFS

Independent Financial Adviser 




Specialist Areas of Advice

  • Investment Specialist
  • Pensions & Retirement Income Specialist
  • Flexi Access Income Drawdown
  • Independent Mortgage Adviser
  • Personal Financial Advice and Taxation
  • Guidance on Wills, Trusts and Power of Attorney
  • Protection Advice - Life Assurance, Critical Illness Cover and Income Protection

Need more information?

Please call us on 01273 700721

or use our contact form.


Contact Us

12 Highview Avenue South




01273 700721

We would welcome a discussion with you to find out if we are able to assist you with your investment, pension, retirement, protection or mortgage requirements. 


Contact us for a brief, informal chat to see if we are able to work with you.

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